Andreea Pantchev, Governor 

Andreea Pantchev currently serves as head of Firmwide Risk Enterprise Loss Forecasting at Citi. In this capacity, she manages the firmwide reserving process and Basel Advanced governance and leads transformation initiatives as well. Previously, she served head of Wholesale Allowance, as part of the Credit Risk organization at JPMorgan Chase. In this role, she leads the coordination and governance of the allowance estimates for the Bank, as well as represents the Bank in front of auditors and regulators. She has brought significant contributions to the Allowance and Stress Testing processes from a forecasting, analytics and methodology standpoint, leveraging her credit risk expertise. She has successfully spearheaded a number of complex new initiatives inclusive of the CECL and IFRS implementations. She has been in her current position for the past 6 years.


Prior to her current position, she spent 10 years in JPM’s Investment Bank Credit Portfolio Group, in the Credit Risk Organization, in a number of Credit Research and Portfolio Management roles focused on de-risking strategies.


She graduated from MIT in 2004 with a degree in Economics and is a Chartered Financial Analyst (CFA) holder.